Sunday, December 30, 2012

Consumers and Debt Protection Products: Results of a New Consumer Survey

* Consumers and Debt Protection Products: Results of a New Consumer Survey

Consumers and Debt Protection Products: Results of a New Consumer Survey, Federal Reserve Bulletin, December 27, 2012

  • "Debt protection products help consumers pay off a debt or continue or suspend payments upon the occurrence of unfortunate and unpredictable events like death, disability, and involuntary unemployment. The products can be useful to consumers whose low levels of insurance leaves them vulnerable to such events. Critics, however, have alleged that the distribution method that takes place at the point of sale provides an opportunity for lenders to mislead consumers about the value of the debt protection or even coerce them into purchasing the product. This article reexamines consumer experiences with and attitudes toward debt protection products by reporting on new consumer survey results."
  • Source: http://www.bespacific.com/mt/archives/032235.html

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    Kickstart Your Family Tree: Putting It Together | Historic Indianapolis ...

    So far we?ve dug through census records, searched cemeteries, and combed through military records. You?ve found your great-aunt Martha?s birth record and your dear uncle Edgar?s obituary. But what do you do with all the notes, copies, printouts, and source citations? Without some way of organizing your research you will quickly become buried in a mountain of paper. Today we?re going to discuss a few methods for controlling the chaos and making the most of your time and effort.

    Organizing Your Information

    To continue your research the first thing you need to do is organize the information you already have. Perhaps you?ve been doing this all along, and if so kudos to you. But if you don?t already have a system in place, then it?s time to create one.

    When choosing an organizational method, the most important criteria is that it works for you. It should allow you to quickly access your information and documents with minimal effort. Everyone?s method may be slightly different, but they will likely be composed of two components: digital storage and physical storage.

    Software Options

    Most genealogists today, whether beginners or experts, use some kind of? family tree software. Software makes it easy to attach source information, find family connections, and discover potential errors. There are plenty of options available, a google search will yield hundreds of results, but most people stick with one of the following widely known and trusted companies, listed here in no particular order.

    Ancestry.com offers a free family tree building service. You simply sign up for an account and begin typing in your family?s information. Their system is fairly easy to use, and it makes sharing your research quite easy. However, there are features that are not available to non-paying customers, such as being able to automatically attach documents from their databases to members of your tree. And while it allows you to include source information, their system certainly doesn?t encourage it. Therefore many Ancestry.com member trees are entirely without source citations.

    In conjunction with this service Ancestry also offers a software product called Family Tree Maker. It is designed to be a companion service to their web-based products. It is rich with features, very user-friendly, reasonably priced between $40 and $80 (depending on the package you choose), and available for both PC and Mac. However, it is geared mostly towards users of Ancestry.com, and to take full advantage of the features offered it would be necessary to maintain a paid subscription to their site.

    FamilySearch.org offers a free, downloadable, Windows-based software called Personal Ancestral File . It?s easy to use and while it?s lacking some of the bells and whistles of other software options, it has all the necessary features to record, cite, and share your research.

    RootsMagic?is a windows-based software that comes highly-recommended. At only $30, it?s one of the more affordable options as well. There is also a free version available for download.

    Legacy Family Tree?also offers both a free and a paid version of their windows-based software. One of the best features of this software option is the customer support available for users.

    Reunion?is a Mac-based software that has companion apps available for iPad and iPhone that allow you to sync your information across devices. It is also well-known for having the ability to easily publish your research to a personal website. It is easy to use and full of features, however, at $99 it is one of the more expensive options.

    This is a screenshot of Reunion 10, the software I use to organize my genealogy research.

    Non-digital Organization

    Even if you choose to keep track of your tree digitally, you?re bound to have paper to deal with. Many people choose to use binders to organize these documents, with dividers for each surname. Others prefer to file everything in folders. Whichever system you choose, make sure you?re consistent. Pick a method and stick with it. In other words don?t file some women under their maiden names and others with their husband?s family, or keep some birth records in a single file while others are filed with the relevant person in your tree. Inconsistencies like these make it difficult to retrieve information when you need it.

    Moving Forward

    Once you?ve organized what you have it?s time to think about your future research. After you have much of the basic information about your family, it becomes increasingly important that you focus your research efforts. Rather than searching through databases haphazardly hoping to stumble across something relevant, you should create a plan and attempt to answer specific questions you have about your family?s history.

    Research plans are an excellent way to accomplish this. To create a research plan you simply find a question about your family that has yet to be answered, then create a list of possible places to search for the answer. As you do your research, you make note of the sources you?ve consulted and what the results of your searches were. By keeping track of all the places you?ve looked, even the ones that didn?t contain any relevant information, you can avoid conducting the same search again in the future. You can create specific research plans for an individual, a surname, or a family group. Either way, it?s bound to help you accomplish your goals.

    Take time now to organize your data and create a method for staying organized as you continue your research. Once you have a system that works for you, you?ll be ready to move forward and continue building your family tree.

    ?

    Source: http://historicindianapolis.com/kickstart-your-family-tree-putting-it-together/

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    Saturday, December 29, 2012

    Port strike averted in eastern US, for now. Is labor starting to claw back?

    Eastern port operators and longshoremen agreed Friday on a royalties package, extending contract negotiations 30 days. The strike threat at ports signals that labor is ready to fight for its life, experts say.

    By Patrik Jonsson,?Staff writer / December 28, 2012

    A truck driver watches as a freight container is lowered onto a tractor trailer by a container crane at the Port of Boston in December.

    Steven Senne/AP/File

    Enlarge

    Port operators and Eastern longshoremen agreed Friday to avoid a potentially crippling strike set for Sunday at 14 major US ports, at least for now. Negotiators refused to release details of the deal, but labor experts suggest the daring strike threat by dockworkers is indicative of a broader gambit by a besieged labor movement to claw back some power amid a strengthening US economy.

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    The agreement over so-called ?container royalties? worth up to $15,000 a year for an average longshoreman does not fully resolve the dispute, but is part of a 30-day contract negotiation extension agreed upon by the International Longshoremen?s Association and the US Maritime Alliance, which represents shipping companies and ports.

    ?The container royalty payment issue has been agreed upon in principle by the parties, subject to achieving an overall collective bargaining agreement,? said George Cohen, director of the Federal Mediation and Conciliation Service.

    While federal mediators refused to disclose the agreement and said ?significant issues remain in contention,? Mr. Cohen said what he can report ?is that the agreement on this important subject represents a major positive step toward achieving an overall ? agreement.?

    With Washington frantically trying to stave off a national ?fiscal cliff? of tax increases and automatic budget cuts, the already wobbling US economy likely would have teetered further if the 14,500 longshoremen had walked off docks from New York to Houston on Sunday. The workers handle 40 percent of US container traffic ? about 100 million tons a year ? and a strike could have cost $1 billion a day by blocking what is, in effect, the lifeblood of the US marketplace.

    The situation had become serious enough for state leaders, including Florida Gov. Rick Scott, to call on President Obama to invoke the Taft-Hartley Act, a federal labor law used by President George W. Bush to end a 10-day, 29-port lockout on the West Coast in 2002.

    The gritty longshoremen, meanwhile, are uniquely situated to push their agenda, even at the risk of losing public and political support, labor experts say. While relatively small, the longshoremen?s union historically has been aggressive in protecting its workers? benefits, and its members? central role to the US economy makes the union a particularly tough negotiator.

    The strike reprieve was in part achieved with the help of federal negotiators dispatched by Mr. Obama, who owes much of his political success to unions but who has been wary of pursuing pro-union legislation that could negatively impact the soft economy.

    Source: http://rss.csmonitor.com/~r/feeds/csm/~3/3PU-1jJe-S4/Port-strike-averted-in-eastern-US-for-now.-Is-labor-starting-to-claw-back

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    Friday, December 28, 2012

    Multi-window update for AT&T Galaxy Note 2 now live

    AT&T Galaxy Note 2

    We heard from AT&T that today was the day for the long-awaited Galaxy Note 2 multi-window update, and it looks like the carrier has stuck to its word. Several users in our forums are finding OTA notifications on their devices -- while others have had success checking manually -- and reboot to find the new feature in working order. The download all together is 178MB, which is quite hefty, and keeps the Note 2 on Android 4.1.2 for the time being.

    See the update hit your device yet? Head to the forums and let the other members know how it's working out.

    Source: AT&T Galaxy Note 2 Forums; Thanks, Larry!



    Source: http://feedproxy.google.com/~r/androidcentral/~3/MC2mD29SAYc/story01.htm

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    56% of female university students get drunk in record time, Spanish study suggests

    Dec. 28, 2012 ? Researchers from the HealthyFit group at the University of Vigo have studied university students' lifestyles; their analysis, which includes alcohol and illegal drug consumption habits, sport and food, concludes that most students indulge in unhealthy behaviour. One of the main results of the study points to the high consumption of alcohol.

    "The amount drunk per unit of time is higher among women. In other words, even though male students drink more often, females do so more intensively in shorter periods of time, which is known as binge drinking," explained Jos? M? Cancela Carral, co-author of the study published by the Journal of Environmental Research and Public Health.

    Researchers randomly selected 985 students from different degree courses and in different years at the University of Vigo.

    Of the females interviewed, 51.2% lead a sedentary lifestyle, while the percentage in males is 41.7%. When analysing students who maintain an appropriate level of physical activity, 38.6% of males do physical exercise, as opposed to only 20.9% of women.

    "We were also surprised by the high consumption of illegal drugs among university students -- 44.9% of men and 30.9% of women -- which we understand could lead to significant future health problems, mainly related to the nervous system," underlined the researcher.

    Anomalous attitudes to food were more evident among women (16.6%), although also present among men (8.8%). "However, the statistical analysis showed that this parameter depended on the degree the student was studying for," added Cancela. Such attitudes were much more common among those studying degrees related to education (19.2%) than among those studying courses related to health (6.3%).

    Health network

    Spanish universities set up a Healthy University Network in 2008, a project for healthy living for universities from all over Spain, the Spanish University Rectors' Association, the Ministry of Health, Social Services and Equality, the Ministry of Education, Culture and Sport and some regional public health entities.

    In the researcher's opinion, at many universities this network was nothing more than "a simple first step to get on the list and nothing else"; hence transversal content should be implemented in study plans related to food, physical exercise and healthy habits.

    "In the light of the results, training and information courses are required in these areas, together with healthy leisure -- not just sports facilities -- to set up university guidance services for a healthy student lifestyle," concludes Cancela.

    Genetic predisposition

    A recent study published in the PNAS journal argues that the gene called RASGRF2 could be related to a predisposition to getting drunk.

    According to scientists, this gene regulates the predisposition to drink excessive amounts of alcohol as it influences mesolimbic dopamine neuron activity, which is one of the ways dopamine is taken from one region of the brain to another.

    Gunter Schumann, one of the main authors of the study, explained that even though we should not consider said gene to be the main cause -- as there are many environmental factors and other genes involved -- the study thereof helps to explain why some people are more vulnerable to alcohol than others.

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    Story Source:

    The above story is reprinted from materials provided by Plataforma SINC, via AlphaGalileo.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal References:

    1. Ver?nica Varela-Mato, Jos? M. Cancela, Carlos Ayan, Vicente Mart?n, Antonio Molina. Lifestyle and Health among Spanish University Students: Differences by Gender and Academic Discipline. International Journal of Environmental Research and Public Health, 2012; 9 (8): 2728 DOI: 10.3390/ijerph9082728
    2. D. Stacey, A. Bilbao, M. Maroteaux, T. Jia, A. C. Easton, S. Longueville, C. Nymberg, T. Banaschewski, G. J. Barker, C. Buchel, F. Carvalho, P. J. Conrod, S. Desrivieres, M. Fauth-Buhler, A. Fernandez-Medarde, H. Flor, J. Gallinat, H. Garavan, A. L. W. Bokde, A. Heinz, B. Ittermann, M. Lathrop, C. Lawrence, E. Loth, A. Lourdusamy, K. F. Mann, J.-L. Martinot, F. Nees, M. Palkovits, T. Paus, Z. Pausova, M. Rietschel, B. Ruggeri, E. Santos, M. N. Smolka, O. Staehlin, M.-R. Jarvelin, P. Elliott, W. H. Sommer, M. Mameli, C. P. Muller, R. Spanagel, J.-A. Girault, G. Schumann. RASGRF2 regulates alcohol-induced reinforcement by influencing mesolimbic dopamine neuron activity and dopamine release. Proceedings of the National Academy of Sciences, 2012; 109 (51): 21128 DOI: 10.1073/pnas.1211844110

    Note: If no author is given, the source is cited instead.

    Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/JCkJkf4_4pY/121228084029.htm

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    Ask Single Dating Diva: Dating After Divorce

    Question:

    Dear Single Dating Diva,

    dating after divorceI?ve recently divorced and I was wondering how soon is too soon to start dating after a divorce? I?m afraid of falling into a rebound relationship but I don?t want to be alone. ?What should I do?

    Sincerely,

    Cautiously Confused

    Answer:

    Dear?Cautiously Confused,

    Thank you for your question! I totally know where you?re coming from. ?This question can apply to anyone coming out of any type of long term relationship. ?Being divorced myself, I?ve gone through the same thing as you and had the same trepidation. ?I think whether you?re ready or not is completely up to you. ?What I mean is that it really depends on how you feel. ?I will use myself as an example. ?My marriage ended way before it actually ended. ?By the time we were officially separated, and then divorced, it had been years. ?I checked out way before it was officially over. ?Once I was completely free, I felt ready to date again, however, it took about two years for me to be ready for another relationship.

    Rebound relationships are a risk you have to take. ?The best advice I can give is to take it slow. ?Don?t rush into anything. ?I wrote about rebound relationships a while back, you can read my post The Rebound for more details, but essentially I talk about dating right after a divorce being an ego booster. ?Right after leaving a long term relationship you feel at your lowest and these liaisons help you out of your rut. ?What?s important is that you?re honest with yourself and the other person you?re dating. ?You don?t want to get too attached too fast and you don?t want them getting the wrong impression.

    I?m all about getting out there and having fun and being your fabulous self, just do it the right way. ?See it as an opportunity to start fresh, to re-discover yourself and find the RIGHT person this time around. ?That?s what I did. ?I dated a lot but it helped me narrow down what makes me happy and what kind of man I want to be with.

    Simply put, you know when you?ll be ready to date again. ?Just take it slow and have fun. ?You?ve been given another chance at finding happiness with someone who is better for you. ?Take advantage of this opportunity and find that person ? and remember ?It?s better to be unhappy alone than unhappy with someone? (Marilyn Monroe).

    Your Sister in Dating Bliss,

    Single Dating Diva

    Winner of ?Best Overall Dating Blog 2012?

    Source: http://singledatingdiva.com/2012/12/26/ask-single-dating-diva-dating-after-divorce/

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    Thursday, December 27, 2012

    Workers Comp Insurance Rates For Medical Marijuana Will Rise in ...

    Workers Comp Insurance Rates For Medical Marijuana Will Rise in 2013

    December 26, 2012

    Medical marijuana businesses who have not purchased workers compensation insurance need should consider buying their insurance now. Insurance prices for edibles, centers and optional premises are going up in Colorado. This rate increase not only applies to medical marijuana companies, but other industries.

    Dispensary Employees 11% Rate Increase
    Edibles Manufacturers 7% Rate Increase
    Growers 15% Rate Increase

    Submit Your Application Immediately To Avoid The Price Increase

    Our insurance agency is standing by to process any last minute requests for workers compensation insurance. Please visit our online application. You will need to provide us with your tax identification and last 4 digits of the owner?s social security numbers. All applications must be submitted by Friday, December 28, 2012 for an effective date of December 31, 2012.

    ?

    Source: http://www.gpbusinessinsurance.com/workers-comp-insurance-rates-for-medical-marijuana-will-rise-in-2013/

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    Video: The risk of floating Cabinet secretary names

    Weird Science 2012: Sex, drugs and doomsday

    Sex, drugs, rock 'n' roll and the Apocalypse: 2012 had it all. But only 10 stories about the past year's strangest scientific research can make it into our Weird Science hall of fame ? so we're going to need your help.

    Source: http://video.msnbc.msn.com/hardball/50299967/

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    Sunday, December 23, 2012

    Steve Nash Returns, Lakers Rally Past Warriors In OT (VIDEO)

    OAKLAND, Calif. -- Kobe Bryant had 34 points and 10 rebounds, Steve Nash finished with 12 points and nine assists in his first game in almost two months, and the Los Angeles Lakers rallied from 14 points down in the fourth quarter to beat the Golden State Warriors 118-115 in overtime on Saturday night.

    Metta World Peace and Nash each made a go-ahead 3-pointer in the final minutes of regulation before the Warriors came back. World Peace scored 20 points, and Nash converted a step-back shot for the final points in overtime to lift Los Angeles to its fourth straight victory.

    Jarrett Jack scored 29 points and David Lee had 20 points and 11 rebounds in a disappointing collapse for Golden State, which had won 11 of 14 games to get off to its best start in 20 years. As so often has happened in this one-sided California rivalry, the Lakers took over when it mattered most.

    The 38-year-old Nash missed the previous 24 games because of a small fracture in his lower left leg. He was injured in the second game of the season, the former Phoenix star's first with the Lakers.

    Los Angeles' rejuvenated point guard showed no signs of rust in the crucial moments.

    Nash's 3-pointer gave the Lakers a 103-102 lead with a little less than 2 minutes left in regulation. Festus Ezeli answered with an alley-oop from Jack to put the Warriors back ahead, only to watch Bryant swish a pull-up jumper from 20 feet on the other end.

    After Lee's jumper gave Golden State the lead again, World Peace made a corner 3 to put Los Angeles ahead 108-106 with 24.1 seconds remaining. Jack followed with a tying, step-back shot, and the Lakers took over with 14.9 seconds left before Bryant missed a jumper over two defenders at the buzzer.

    Bryant made three quick jumpers in overtime, including a fadeaway that left him pumping his fist near the Warriors bench, to put Los Angeles ahead by four. He has scored at least 30 points in eight straight games.

    After Curry's 3-pointer trimmed the Lakers' lead to one, Nash's step-back shot in the paint over Curry extended Los Angeles' cushion again. Curry missed a potential tying 3-pointer before Los Angeles grabbed the rebound ? and the game.

    The Lakers had handed Golden State its most lopsided-loss of the season on Nov. 9, a 101-77 rout in Los Angeles. In the past two months, the Lakers had continued to slide while the Warriors had become surprising winners.

    The matchup Saturday marked the first time the Warriors faced the Lakers with a better record through at least 25 games since April 23, 1994.

    Lakers coach Mike D'Antoni said before the game that Nash's return could be a fresh start for the franchise, especially with more difficult matchups looming, including a showdown against the New York Knicks (19-7) on Christmas. He said the lineup with Nash is what he had envisioned when the Lakers called him in November to replace Mike Brown, who was fired after a 1-4 start to his second season.

    With Nash anchoring D'Antoni's fast-paced system, the Lakers still had no problem settling in offensively.

    They scored 15 points off 10 turnovers in the opening quarter to take a 31-27 lead. Dwight Howard was in foul trouble throughout, and the center's absence hurt Los Angeles on the other end, with the Warriors moving in and around the paint almost unchallenged.

    At one point, Jack juked Nash and every other defender Los Angeles threw his way. He scored 15 points in the second quarter, sparking a 14-0 run that helped put Golden State ahead 61-53 at halftime.

    The up-and-down pace had everybody winded. Curry had to ask coach Mark Jackson to come out for a moment in the third quarter as Golden State played its fourth game in five nights. After a brief rest, Curry keyed another surge to give the Warriors an 88-74 lead early in the fourth quarter.

    Bryant practically willed the Lakers back by himself as he has done so often in his illustrious career. He finished an alley-oop from Nash on the next play with two hands, sliced Golden State's lead to 90-88 when he dunked after a give-and-go bounce pass from Howard midway through the fourth, and tied the game at 95 with a 3-pointer in the face of Harrison Barnes minutes later to set up the frantic finish.

    NOTES: Darius Morris started at shooting guard for the Lakers ahead of World Peace. D'Antoni said he likes World Peace's energy off the bench, but he will still make some starts depending on the matchup. ... The Lakers have swept the Warriors in three of the last four seasons, including all four during the 2011-12 campaign. They have two more games against each other this season. ... Carl Landry's put-back layup at the halftime buzzer was waved off after officials reviewed television replays.

    Also on HuffPost:

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    Source: http://www.huffingtonpost.com/2012/12/23/steve-nash-lakers-warriors_n_2354374.html

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    Wednesday, December 19, 2012

    The Meebo Bar returns, this time with more Google+

    The Meebo Bar returns, this time with more Google

    Back in the balmy heat of June Google snapped up (and then largely dismantled) a new property by the name of Meebo. Now, as winter starts to bite, it looks like the one part it was going to keep -- the tool bar -- is back in full Google livery. The discovery comes after a few eagle-eyed users noticed it on TV Guide. The bar itself seems pretty unobtrusive right now, with just some site specific menus on the left hand side, with the expected Google+ sharing options on the right. Overall, though, things look much like before only more... Googly. Don't believe us? Or just want to see what's different? Head over to the more coverage links for a good old before and after.

    Filed under: ,

    Comments

    Via: The NExt Web

    Source: TV Guide

    Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/ikXTndgCMIc/

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    Galaxy Ace

    Galaxy Ace | Customer Service Forum | Phones4U At beginning of post row. At beginning of post row.
    December 18, 2012 10:24 AM ?|? #2

    Good afternoon chrislucas & welcome to the forums,

    ?

    First of all I would like to apologise for the service that you have received, we never like to hear that a customer is dissatisfied. I would like to take this opportunity to change the experience that you have had.

    ?

    In regards to taking out an upgrade as it is a continuation of a previous agreement we are not able to cancel this as their is no cancellation period. I would like to investigate this for you further as I would like to come to a resolution that everyone is happy with.

    ?

    I have called you earlier on today and left a voicemail, I am sorry I missed you. What I have done is emailed me so that we can discuss this in more detail, as for security I am not able to discuss account specific information.

    ?

    I look forward to speaking to you. Kind regards,

    ?

    ?

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    ' + $j('#formattedDescription' + pParentPostId).html() + '

    ' + '' + '

    '; // alert("quotePost: authorData=" + authorData + "; section=" + startSection); addTextToEdit(startSection); focusOnForm(); //alert('not yet implemented'); } function addTextToEdit(pNewText) { //alert("add this text: " + pNewText); //var theForm = window.opener.document.forms[fr.fieldFormNum]; $j('#elementDescription').html(pNewText); // if it's elementDescription or ekm, and it's richtext, then do a little extra //debugger; // If we're using TinyMCE on the page, and we can find a tinyMCE editor with this instanceID // Then update the TinyMCE content if (typeof(tinyMCE) != "undefined") { // Get an editor instance, and then set the content var thisTinyEditor = tinyMCE.getInstanceById('elementDescription'); if (thisTinyEditor) { thisTinyEditor.setContent(pNewText); } } } /* Display the reply post where appropriate. Used with threaded view 1. Figure out what existing post should be replied to 1.5: hide the current location 2. Move the form 2.5: change the PID (parentID) field 3. Reveal the data 4. Save the new location of the form, in case "Cancel" is clicked and we want to hide it */ function createReplyPost(pParentPostId, pOriginalText) { // Get the ID related to the post that should be replied to // the id is what comes after the "-" opDebug("createReplyPost: top - with realId=" + pParentPostId); // if the form is shown elsewhere, hide it first doHideForm(); //alert("show the div"); $j('#outercreate' + pParentPostId).fadeIn(200); //alert('faded in'); moveFormData(pParentPostId, pOriginalText); //$j('#outercreate' + realId).fadeIn(800); document.getElementById('PID').value = pParentPostId; // Set the id for the new location of the form opDebug("createReplyPost: about to update the editFormLocationId to=" + pParentPostId) document.getElementById('editFormLocationId').value = pParentPostId; } /* Hide the form identified in a hidden field. May be called by the included editpost_core.jsp */ function doHideForm() { var openFormFieldValue = document.getElementById('editFormLocationId').value; opDebug("doHideForm: value=" + openFormFieldValue); $j('#outercreate' + openFormFieldValue).fadeOut(300); } /* @param pParentId the ID of the post that is being replied to @param pSuppressCancel if true, then the form that gets filled in should not have a cancel button */ function moveFormData(pToLocationId, pOriginalText) { var openFormFieldValue = document.getElementById('editFormLocationId').value; opDebug("moveFormData: oldLocationId specified in hidden field=" + openFormFieldValue + "; move to location with id=" + pToLocationId + "; originalText=" + pOriginalText); // IF we know the old location, // THEN MOVE THE FORM // Note: For rich text, there's strange bugs with Firefox/jquery/tinyMCE, // So, we need to do some machinations: // - delete the text area // - move the whole editpost area // - make sure the whole area is shown/visible // - recreate the text area // - initialize the text area opDebug("moveFormData: about to remove from tinyMce") tinyMCE.execCommand('mceRemoveControl', false, 'elementDescription'); $j('.mceEditor').remove(); // todo: blank out the preview data in the form, if any. Otherwise, if a user moves the form when it's in // preview mode, it may look as if the input box still has real data. But it won't, really. document.getElementById("elementDescriptionpreviewData").innerHTML = ''; doEditAgain('elementDescription') // Move the editFormWrapper to another create location opDebug("moveFormData: about to move (jquery append) the form wrapper") $j('#outercreate' + pToLocationId).append( $j('#editFormWrapper')[0] ); opDebug("moveFormData: about to show using jquery") $j('#editFormWrapper').show(); opDebug("moveFormData: about to add a new textarea") $j('#richtext_div').append( $j('')); opDebug("moveFormData: about to add data to element Description - length=" + $j('#elementDescription').length) $j('#elementDescription').html(pOriginalText); opDebug("moveFormData: about to init the rich text field"); tinyMCE.execCommand('mceAddControl', true, 'elementDescription'); //$j('#creatediv').show('slow'); //$j('#create' + pParentId).load(url); } function extractAfter(pFullString, pAfterString) { var afterLoc = pFullString.indexOf(pAfterString); return pFullString.substring(afterLoc + 1); } function sendPost(pPostId) { var realId = pPostId; sendPostById(realId, ''); } function sendPostById(pPostId, pReportAbuse) { document.sendPostForm.ck.value = pPostId; document.sendPostForm.sendContentType.value = pReportAbuse; document.sendPostForm.submit(); } function printPost(pPostId) { document.printPostForm.postID.value = pPostId; document.printPostForm.submit(); } /* Do not get focus */ function opFocus() { } /* * Directs user to the edit post page */ function editPost(pPostId) { var realId = pPostId; window.location = '/pe/action/posts/editpostinit?EID=' + realId + '&returnUrl=%2Fpe%2Faction%2Fforums%2Fdisplaythread%3Fie%3Dx%2523e10390984%26postID%3D10390984%26postID%3D10390984'; }

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    Galaxy Ace | Customer Service Forum | Phones4U At beginning of post row. At beginning of post row.
    December 18, 2012 10:24 AM ?|? #2

    Good afternoon chrislucas & welcome to the forums,

    ?

    First of all I would like to apologise for the service that you have received, we never like to hear that a customer is dissatisfied. I would like to take this opportunity to change the experience that you have had.

    ?

    In regards to taking out an upgrade as it is a continuation of a previous agreement we are not able to cancel this as their is no cancellation period. I would like to investigate this for you further as I would like to come to a resolution that everyone is happy with.

    ?

    I have called you earlier on today and left a voicemail, I am sorry I missed you. What I have done is emailed me so that we can discuss this in more detail, as for security I am not able to discuss account specific information.

    ?

    I look forward to speaking to you. Kind regards,

    ?

    ?

    ' + '

    ' + originalPoster + '

    ' + '

    ' + $j('#formattedDescription' + pParentPostId).html() + '

    ' + '' + '

    '; // alert("quotePost: authorData=" + authorData + "; section=" + startSection); addTextToEdit(startSection); focusOnForm(); //alert('not yet implemented'); } function addTextToEdit(pNewText) { //alert("add this text: " + pNewText); //var theForm = window.opener.document.forms[fr.fieldFormNum]; $j('#elementDescription').html(pNewText); // if it's elementDescription or ekm, and it's richtext, then do a little extra //debugger; // If we're using TinyMCE on the page, and we can find a tinyMCE editor with this instanceID // Then update the TinyMCE content if (typeof(tinyMCE) != "undefined") { // Get an editor instance, and then set the content var thisTinyEditor = tinyMCE.getInstanceById('elementDescription'); if (thisTinyEditor) { thisTinyEditor.setContent(pNewText); } } } /* Display the reply post where appropriate. Used with threaded view 1. Figure out what existing post should be replied to 1.5: hide the current location 2. Move the form 2.5: change the PID (parentID) field 3. Reveal the data 4. Save the new location of the form, in case "Cancel" is clicked and we want to hide it */ function createReplyPost(pParentPostId, pOriginalText) { // Get the ID related to the post that should be replied to // the id is what comes after the "-" opDebug("createReplyPost: top - with realId=" + pParentPostId); // if the form is shown elsewhere, hide it first doHideForm(); //alert("show the div"); $j('#outercreate' + pParentPostId).fadeIn(200); //alert('faded in'); moveFormData(pParentPostId, pOriginalText); //$j('#outercreate' + realId).fadeIn(800); document.getElementById('PID').value = pParentPostId; // Set the id for the new location of the form opDebug("createReplyPost: about to update the editFormLocationId to=" + pParentPostId) document.getElementById('editFormLocationId').value = pParentPostId; } /* Hide the form identified in a hidden field. May be called by the included editpost_core.jsp */ function doHideForm() { var openFormFieldValue = document.getElementById('editFormLocationId').value; opDebug("doHideForm: value=" + openFormFieldValue); $j('#outercreate' + openFormFieldValue).fadeOut(300); } /* @param pParentId the ID of the post that is being replied to @param pSuppressCancel if true, then the form that gets filled in should not have a cancel button */ function moveFormData(pToLocationId, pOriginalText) { var openFormFieldValue = document.getElementById('editFormLocationId').value; opDebug("moveFormData: oldLocationId specified in hidden field=" + openFormFieldValue + "; move to location with id=" + pToLocationId + "; originalText=" + pOriginalText); // IF we know the old location, // THEN MOVE THE FORM // Note: For rich text, there's strange bugs with Firefox/jquery/tinyMCE, // So, we need to do some machinations: // - delete the text area // - move the whole editpost area // - make sure the whole area is shown/visible // - recreate the text area // - initialize the text area opDebug("moveFormData: about to remove from tinyMce") tinyMCE.execCommand('mceRemoveControl', false, 'elementDescription'); $j('.mceEditor').remove(); // todo: blank out the preview data in the form, if any. Otherwise, if a user moves the form when it's in // preview mode, it may look as if the input box still has real data. But it won't, really. document.getElementById("elementDescriptionpreviewData").innerHTML = ''; doEditAgain('elementDescription') // Move the editFormWrapper to another create location opDebug("moveFormData: about to move (jquery append) the form wrapper") $j('#outercreate' + pToLocationId).append( $j('#editFormWrapper')[0] ); opDebug("moveFormData: about to show using jquery") $j('#editFormWrapper').show(); opDebug("moveFormData: about to add a new textarea") $j('#richtext_div').append( $j('')); opDebug("moveFormData: about to add data to element Description - length=" + $j('#elementDescription').length) $j('#elementDescription').html(pOriginalText); opDebug("moveFormData: about to init the rich text field"); tinyMCE.execCommand('mceAddControl', true, 'elementDescription'); //$j('#creatediv').show('slow'); //$j('#create' + pParentId).load(url); } function extractAfter(pFullString, pAfterString) { var afterLoc = pFullString.indexOf(pAfterString); return pFullString.substring(afterLoc + 1); } function sendPost(pPostId) { var realId = pPostId; sendPostById(realId, ''); } function sendPostById(pPostId, pReportAbuse) { document.sendPostForm.ck.value = pPostId; document.sendPostForm.sendContentType.value = pReportAbuse; document.sendPostForm.submit(); } function printPost(pPostId) { document.printPostForm.postID.value = pPostId; document.printPostForm.submit(); } /* Do not get focus */ function opFocus() { } /* * Directs user to the edit post page */ function editPost(pPostId) { var realId = pPostId; window.location = '/pe/action/posts/editpostinit?EID=' + realId + '&returnUrl=%2Fpe%2Faction%2Fforums%2Fdisplaythread%3Fie%3Dx%2523e10390984%26postID%3D10390984%26postID%3D10390984'; }

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    Source: http://support.phones4u.co.uk/pe/view.jsp?item=10390984

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    Tips To Run An Online Hosting Reseller Business ? Welcome to ...

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    Tuesday, December 18, 2012

    Learning the Ropes With a Internet Market Training ... - Business

    by: James Copper

    Are you interested in starting an online business but are afraid you don?t know enough to be successful? If you?ve answered yes, you?re definitely not alone. There are millions of individuals that are venturing out on their own with an online business. Unfortunately, many of these individuals aren?t armed with the knowledge they need to compete successfully online. An internet market-training course could have made all the difference for them. Let an internet market training course make a difference for you.

    Learning the Essentials of Internet Marketing

    Before you jump out and try to start your own online business, consider taking an internet market training course. There is more to owning a business than merely having a great product and a dynamic website showing off the product. Even with these two things, you need leads and prospects or you won?t have any sales. Sales are what make the difference in the success or failure of your business. An internet market training course won?t teach you everything you need to know in one sitting but it will help get you started by showing you what you need to do to start your business and keep it going. Wouldn?t you rather learn and develop internet-marketing skills before you invest a lot of money into your business? It?s great to learn through our mistakes but not when money is involved! Get the knowledge of internet marketing you need from an internet market training course.

    What Will I Learn From An Internet Market Training Course?

    Taking an internet market training course gives you the options to learn the basics on what you need to learn as opposed to taking a complete course that may offer things you don?t need. In addition, complete courses often skim on certain areas because there is just not enough time to cover everything. By choosing the internet market training course you need, you?ll be devoting all your attention on the areas you need the most help. You also have the option of taking many different internet market training courses as your time and budget allow.

    Once you?re ready to choose an internet market training course, you?re going to find there are many available. Some may be free while others may charge a fee. What you will find is there are comprehensive and dynamic courses that will help you to develop the skills you?ll need to be a success at your internet business. Although each internet market training course is different, here are some of the things you can expect to find when choosing the course(s) you want to take:

    - Online Advertising

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    While these topics may sound like a handful to a beginner, they are just a few of the many choices you?ll have available to you when you decide to take an internet market training course. You can concentrate on one course at a time until you?re ready for the next one, learning a little more about the intricate of network marketing until you?re ready to jump in headfirst with your online business!

    James Copper is a writer for http://www.trainingindex.co.uk

    Source: http://www.businessservicessupport.com/blog/2012/12/18/learning-the-ropes-with-a-internet-market-training-course-by/

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    Hollywood hacker sentenced to 10 years in prison

    FILE - In this Nov. 1, 2011 file photo, Christopher Chaney, 35, of Jacksonville, Fla., leaves federal court in Los Angeles. Chaney has agreed to plead guilty to hacking into the email accounts of celebrities such as Christina Aguilera, Mila Kunis and Scarlett Johansson, whose nude photos eventually landed on the Internet, according to court documents filed Thursday, March 22, 2012. Long before Christopher Chaney made headlines by hacking into the email accounts of such stars as Scarlett Johansson and Christina Aguilera, he honed his craft at the expense of two women who say he harassed them and stalked them online. (AP Photo/Reed Saxon, File)

    FILE - In this Nov. 1, 2011 file photo, Christopher Chaney, 35, of Jacksonville, Fla., leaves federal court in Los Angeles. Chaney has agreed to plead guilty to hacking into the email accounts of celebrities such as Christina Aguilera, Mila Kunis and Scarlett Johansson, whose nude photos eventually landed on the Internet, according to court documents filed Thursday, March 22, 2012. Long before Christopher Chaney made headlines by hacking into the email accounts of such stars as Scarlett Johansson and Christina Aguilera, he honed his craft at the expense of two women who say he harassed them and stalked them online. (AP Photo/Reed Saxon, File)

    (AP) ? A federal judge on Monday sentenced a man who hacked into the personal online accounts of Scarlett Johansson, Mila Kunis and other women to 10 years in prison.

    U.S. District Judge S. James Otero sentenced Christopher Chaney in Los Angeles after hearing from a tearful Johansson in a videotaped statement..

    The biggest spectacle in the case was the revelation that nude photos taken by Johansson herself and meant for her then-husband Ryan Reynolds were placed on the Internet.

    Chaney, 35, of Jacksonville, Fla., pleaded guilty to counts that included wiretapping and unauthorized access to a computer.

    Chaney also targeted two women he knew, sending nude pictures of one former co-worker to her father.

    The women, who both knew Chaney, said their lives have been irreparably damaged by his actions. One has anxiety and panic attacks; the other is depressed and paranoid. Both say Chaney was calculated, cruel and creepy.

    Their accounts as cybervictims serve as a cautionary tale for those, even major celebrities, who snap personal, and sometimes revealing photos.

    Christina Aguilera said in a statement issued days before the sentencing that although she knows that she's often in the limelight, Chaney took from her some of the private moments she shares with friends.

    "That feeling of security can never be given back and there is no compensation that can restore the feeling one has from such a large invasion of privacy," Aguilera said.

    Prosecutors said Chaney illegally accessed the email accounts of more than 50 people in the entertainment industry between November 2010 and October 2011. Aguilera, Kunis and Johansson agreed to have their identities made public with the hopes that the exposure about the case would provide awareness about online intrusion.

    Some of Aguilera's photos appeared online after Chaney sent an email from the account of her stylist, Simone Harouche, to Aguilera asking the singer for scantily clad photographs, prosecutors said.

    Chaney was arrested in October 2011 as part of a yearlong investigation of celebrity hacking that authorities dubbed "Operation Hackerazzi." Chaney's computer hard drive contained numerous private celebrity photos and a document that compiled their extensive personal data, according to a search warrant.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-12-17-Hollywood%20Hacking/id-c5a056d78e6244a298b34c43f5570b5c

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    Dems signal Obama flexibility on spending in talks

    WASHINGTON (AP) ? Republican House Speaker John Boehner is offering to let taxes rise on wealthy Americans' investment income and dividends as part of a deal to avert the "fiscal cliff," officials said Monday amid signs that President Barack Obama is ready to make a key concession of his own in urgent, high-level negotiations.

    On a day the two men met for about 45 minutes at the White House, officials said they detected a receptiveness by the administration side to proposals to slow the growth of annual cost-of-living benefits paid to recipients of Social Security and other government retirement programs.

    If so, it would show Obama's willingness to move toward Boehner in the secretive talks that are unfolding against a year-end deadline. Without legislation to the contrary, tax rates will rise for nearly all wage earners and spending cuts will begin at the Pentagon and in domestic programs across government.

    Economists inside and outside the government have warned that the combination of the two could send the economy into recession.

    Other major issues are part of the negotiations. Without action by Congress, for example, long-term unemployment benefits will expire for millions at the end of the year, and doctors will face a cut in the payments they receive for treating Medicare patients.

    Democrat Obama has also called for assistance for hard-pressed homeowners as well as fresh economist stimulus measures, and some Democrats want to include a sizeable amount of disaster aid in any legislation to offset the cost of Superstorm Sandy.

    Officials who disclosed developments in the cliff talks insisted on anonymity because they were not authorized to publicly describe the secret negotiations.

    At the White House, spokesman Jay Carney sidestepped when asked about curbing cost-of-living increases for benefit programs. The president "is prepared to make tough choices. He also understands that his bill will not, as written, likely be what the final compromise, if there is one, looks like," he said.

    "But he insists and will insist before he signed anything that there is the balance that he seeks that is fair and that seniors aren't bearing the burden so that the healthy bear less ? those who can afford it most bear less."

    A spokesman for Boehner declined comment on the tax proposals.

    Obama and Treasury Secretary Tim Geithner met with Boehner and his top aides at the White House for less than an hour during the day. While neither side provided significant details, Republicans have made it clear in recent days that it is the president's turn to propose savings from Medicare and other benefit program following Boehner's agreement last week to let tax rates rise at incomes higher than $1 million.

    Officials familiar with the talks said that under the Ohio Republican's proposal, the top tax rate on capital gains would go to 20 percent, up from the current 15 percent. The top rate on dividends also would climb, although it was not known what the new level would be, and the estate tax would also be adjusted to produce more government revenue.

    Under current law, the top capital gains tax rate would rise to 20 percent automatically at the end of the year if the cuts enacted during George W. Bush's White House tenure were allowed to expire.

    The tax on dividends would also rise. The estate tax would be 55 percent on estates after allowance for a $1 million exemption.

    As the talks progress, Republicans across the party's spectrum are eager to turn public attention toward spending cuts, rather than remain bogged down in a politically debilitating debate about tax increases.

    "Our problem isn't that we tax too little. It's that we spend too much! We must have serious spending cuts for a debt ceiling increase," tweeted Rep. Tom Price., R-Ga.

    That was a reference to the third ingredient under negotiation as part of deal to prevent the economy from reaching the fiscal cliff ? an increase in the government's borrowing authority.

    After a brush with the first-ever default by the Treasury in 2011, Obama is demanding that any fiscal cliff compromise give him authority to raise the current $16.4 trillion cap without a prior vote by Congress. Officials say that Boehner's most recent proposal would grant an increase equal to the size of any spending cuts, roughly $1 trillion under his own recommendations.

    The speaker made his offer to Obama late last week, dropping his blanket opposition to the president's call for an increase in the tax rate paid on upper incomes. Obama, however, wants rate increases to begin at income levels of $200,000 for individuals and $250,000 for couples.

    Officials have said Boehner offered a total of $1 trillion in higher revenue, less than half of which would come this year, and the balance in 2013 as part of a bill to overhaul the tax code.

    Some of the increased revenue to be provided immediately would come from setting the tax rate on income over $1 million at 39.5 percent, up from the current 35 percent. The balance would come from higher taxes on capital gains, dividends and other provisions.

    The proposal to scale back cost-of-living increases is a regular at deficit reduction talks.

    Obama tentatively agreed to back it more than a year ago in talks with Boehner that eventually collapsed, although he sought steps to shelter the lowest-income beneficiaries from its effects.

    Democrats have said they would object much more strongly if the president would to accept a plan to raise the Medicare eligibility age from 65 to 67. He was ready to embrace that proposal in the earlier round of talks, but he would face opposition from congressional Democrats and the AARP as well as other groups in the current political climate.

    The new inflation adjustment would create government savings of an estimated $168 billion over a decade, according to a recent estimate by the Congressional Budget Office. It also would raise tax revenue by $54 billion by affecting the adjustment in income tax brackets that occurs annually to take inflation into account, CBO said.

    ___

    Associated Press writers Ben Feller, Andrew Taylor and Stephen Ohlemacher contributed to this story.

    Source: http://news.yahoo.com/dems-signal-obama-flexibility-spending-talks-214336288--finance.html

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